Prosper

Company Summary

Prosper offers unsecured personal loans to people with average to good credit. All loans are unsecured, so if you need money you don’t have to secure the loan with either your car or house. The average person who takes out a loan through Prosper’s website has a credit score of 710, but the minimum credit score needed is only a 640.

Loan amounts range from $2,000 to $40,000 and the APRs from 6.95% to 35.99%. Repayment terms range from 3 to 5 years, and it only takes 1 to 3 business days to receive your money.