Best for Building Credit
Most credit cards don’t advertise a set credit score minimum. Ranges are based on feedback from users. You may have a different approval based on other factors in your application.
Recommended Credit Score
580-850 Fair to Excellent
Card Summary
The Platinum Credit Card from Capital One is made for applicants with an average credit score. While your initial line of credit may be relatively low, you can quickly qualify for a larger limit once you make your payments on time for five months in a row.
Another perk is that there’s no annual fee. While you won’t get a 0% APR for balance transfers or any rewards program, this is a great stair stepper card on your way to qualifying for better ones in the future. You also get standard perks like fraud protection and regular credit monitoring from CreditWise.
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