Upstart

Company Summary

Upstart is an online lending company that primarily works with average to new credit borrowers. You’re only required to have a credit score of 620, which is more forgiving than most other lenders. You also need to pull in at least $12,000 a year, but that money can come from either a full or part time job, as well as disability or retirement income.

Upstart is a great lender to work with if you need the cash fast. Most applicants receive their money is as little as one day. Students who need to borrow money for educational purposes usually get their money in as little as three days or less.