Mr. Cooper

Company Summary

Mr. Cooper is a national lender and is one of the biggest mortgage servicers in the country. The application process is almost entirely digital, but you do need to call and talk to a mortgage lender to get pre-qualified. After that, you can access all of your account updates directly online.

You’ll find a wide range of loan options, including those catering to bad credit borrowers. Mr. Cooper offers conventional, FHA, VA, and jumbo loans, plus refinancing for current homeowners. If you don’t have any credit history, Mr. Cooper can use manual underwriting to see if you qualify.