BoatUS

Company Summary

BoatUS partners with leading marine lenders to provide borrowers with competitive rates for a broad range of boat types. You can fill out an online application for free and expect to receive a financing decision within two to four business days. Loan amounts start at $15,000 and go up to $350,000 or more, depending on the details of your purchase.

While you can’t receive a pre-approval with BoatUS, your quoted rate is good for 30 to 45 days, giving you time to shop for a boat and finalize your purchase. To qualify, you’ll need a credit score of at least 680, plus no major credit issues over the last five years.