Essex Credit

Company Summary

Essex Credit specializes in boat loans, with a wide loan amount range starting at $10,000 and going all the way up to $5 million. Because of a potentially large loan amount, terms start at 4 years and can go up to 20 years.

You’ll see interest rates published on Essex Credit’s website, but you’ll need a FICO credit score of at least 690 to qualify for these rates. You can also refinance an existing boat loan using Essex Credit. You can get a rate quote online, but won’t receive a pre-approval from Essex.