Best Home Warranty Companies 2023

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Editor's pick
Choice Home Warranty

Choice Home Warranty

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Call Now! (888) 373-0969

Editor's Take

With Choice Home Warranty, one annual fee gets you both repair and replacement coverage, and you can customize your plan to get you just what you need. Customer service is available 24/7, and when you sign up you get an entire month free.

How much you pay depends entirely on what type of home you have, the size of your home, and how much protection you need. This guarantees that each customer doesn’t overpay, and receives the exact level of protection they need. You can get a free quote from Choice Home Warranty either online or by calling their customer service helpline.

How It Works

  • Online Quote
    Yes
  • Vetted Contractor Network
    Yes
  • Home Inspection Required
    No

Details

  • Request service online or by phone
  • First month free
  • $75 trade service call fee per claim

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Total Protect Home Warranty

Total Protect Home Warranty

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Call Now!(800) 474-4047

Editor's Take

Total Protect Home Warranty offers three plans to suit your home protection needs. They have a nationwide network of over 40,000 professional, pre-screened technicians to both diagnose and repair your home systems, and you can get a free quote both online or over the phone.  

How It Works

  • Online Quote
    Yes
  • Vetted Contractor Network
    Yes
  • Home Inspection Required
    No

Details

  • Standard deductible per trade, per service
  • 180-day workmanship guarantee on covered repairs
  • Automatic plan renewal each year

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Advanced Home Warranty

Advanced Home Warranty

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Editor's Take

Advanced Home Warranty offers home protection for the appliances you use the most in your home. Get a free quote by submitting your information online, and when you sign up the first month is free. Their claims hotline is available 24/7, 365 days a year.

How It Works

  • Online Quote
    Yes
  • Vetted Contractor Network
    N/A
  • Home Inspection Required
    No

Details

  • First month free
  • 12-month contract
  • Basic and Total plan options available

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What is (and isn’t) Covered by a Home Warranty Plan

Every home warranty plan comes with different details on the appliances and systems that are covered.

Usually you can get major home appliances such as:

  • Dishwasher
  • Refrigerator
  • Washer
  • Dryer

More complex systems, such as your central air condition, plumbing, and electric may also be included. It’s also possible to add on extra items in an a la carte fashion. For instance, well pumps, pool or spa pumps, and septic pumps can be included through many companies for an additional cost.

What’s not included in a home warranty plan?

Oftentimes, parts of a certain system are covered, while others aren’t. A common example is a garage door opener being covered under a home warrant, but the actual garage door and track are typically excluded. Structural issues also aren’t covered by a standard home warranty, such as walls, windows, or the roof.

Carefully review the details of your plan so you can plan to replace parts that aren’t covered by your warrant.

Finally, a home warranty doesn’t replace covered items in the way homeowner’s insurance does. It’s not meant to help protect against catastrophic events like flooding or fire. Instead, a warranty covers these items for general wear and tear.

When to Buy a Home Warranty

A home warranty is sometimes included by the seller when you go to buy a house. If it’s not part of the agreement, you can negotiate this add-on as part of the offer. That way, you’re protected from having to replace countless items that a former owner didn’t necessarily keep up with or care for properly. If the seller refuses, you can also purchase one on your own to help cover you as you learn the ins and outs of your new home and see how well everything performs.

You may also consider purchasing a home warranty if you’ve been in your own home and your appliances are started to age. This can help you plan for replacements on a more predictable budget.

Frequently Asked Questions

What is a home warranty when buying a house?

Sellers oftentimes include a home warranty as part of the sale to encourage buyers to make an offer. Not only does the home warranty offer protections after the buyer moves in, an active warranty can also protect the seller in the home in case any covered appliances break while the home is listed on the market.

How long does a plan last?

It depends on the plan. Most warranties last for one year and then you’ll need to renew again. Also keep in mind that once you pay for your plan, there’s usually a 30-day grace period during which you won’t have coverage. The plan’s 12 months then goes into effect.

How much does it cost?

Plans vary based on the amount of coverage you want and whether you include any add-ons. At a minimum, expect to pay at least a couple hundred dollars for a basic plan, and more if you want something more extensive.

Can you buy a home warranty at any time?

Home warranties are often purchased as part of a real estate transaction, either by the seller or the buyer. But any homeowner can purchase a home warranty to cover appliances that are currently in working order.

Can you get one for an older home?

Yes, you can purchase a home warranty despite the age of the home. Some companies may require an inspection to confirm that everything covered is working properly, but others do not. In most cases, the age of the appliances doesn’t matter when choosing a plan.

Find a Home Warranty Company Today!

Get the perfect amount of coverage for your appliances and systems through a home warranty.

Call Now! (888) 373-0969

with our top pick  Choice Home Warranty

by Lauren Ward

Personal Finance Writer

Lauren Ward is a personal finance writer with nearly ten years of experience covering topics like loans, credit, and real estate. She lives in Virginia with her husband and three children.

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