Payoff

Company Summary

Payoff provides debt consolidation loans that are unsecured. You can check your rate in under three minutes to see if you could save money by consolidating other loans or credit card debt with one Payoff loan. You could even see a 40-point jump in your credit score (or more).

Loans range from $5,000 to $35,000 and interest rates are fixed. You can repay your loan over 24 to 60 months. To qualify, you’ll need a credit score of at least 640. Once you get a Payoff loan, there are no prepayment penalties, late fees, or annual fees to worry about.